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Terms and Conditions

The current version of this document can be found at https://flowallocator.app/terms/.

By downloading and using either the FlowAllocator or FlowWorth apps, these terms will automatically apply to you. Review carefully before using the software.

FlowAllocator and FlowWorth are for educational purposes only. They are provided “as is” without warranty of any kind. Use entirely at your own risk. They do not provide investment or tax advice. Their creator, FlowAllocator LLC, is not an adviser and does not offer investment or tax advice.

However, like a calculator or spreadsheet, FlowAllocator and FlowWorth can serve as useful tools for the knowledgeable do-it-yourself investor to inform decisions and discover new opportunities. Like any non-trivial tool, they should be used with care. Input data can contain errors or omit critical details. That data can grow stale as market conditions change. Software can contain defects. Computers can be compromised by malware. Thus, before making any investment decisions from use of FlowAllocator or FlowWorth, you should carefully inspect the output to ensure its calculations are fully consistent with your investment objectives.

Any products, services, or strategies (e.g., stock tickers, brokerages, asset allocations, etc.) mentioned in the software, documentation, or website are examples provided for educational purposes only. They are neither endorsements nor recommendations. It is your responsibility to do the research (or consult a professional) to find suitable vehicles for your investment needs.

You agree to not hold FlowAllocator LLC or its owner(s) liable for any damages, including (but not limited to) investment losses, taxes, and fees.

These ‘terms and conditions’ are subject to change and will be included in future releases of the software.

NOTE: failure to acknowledge these terms may result in restricted functionality of the app.

FlowAllocator Investor Annual Subscription

Your subscription will be charged USD $119.99 to your iTunes account at confirmation of purchase and will automatically renew at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Any time after purchase, you can manage your subscription, including turning off auto-renewal, through your Apple ID Account Settings. For more information, see our Terms & Conditions at https://flowallocator.app/terms/ and Privacy Policy at https://flowallocator.app/privacy/ .

FlowWorth Investor Annual Subscription

Your subscription will be charged USD $12.99 to your iTunes account at confirmation of purchase and will automatically renew at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Any time after purchase, you can manage your subscription, including turning off auto-renewal, through your Apple ID Account Settings. For more information, see our Terms & Conditions at https://flowallocator.app/terms/ and Privacy Policy at https://flowallocator.app/privacy/ .